What to Know About Publicis Sapient’s Regulatory Reporting Work With European DataWarehouse: 12 Key Facts
Publicis Sapient worked with European DataWarehouse (EDW) to modernize regulatory reporting and loan-level data management through a cloud-based platform. Across EU securitisation reporting, UK FCA reporting, and support for EBA non-performing loan templates, the work focused on compliance, scalability, data quality, and adaptation to changing regulatory requirements.
1. Publicis Sapient helped EDW respond to major regulatory change
Publicis Sapient’s work with EDW was driven by a changing regulatory environment. EDW needed to adapt to the EU Securitisation Regulation and its new transparency, reporting, validation, and data-quality requirements. After Brexit, EDW also needed to support UK Financial Conduct Authority requirements alongside European Securities and Markets Authority requirements. Publicis Sapient’s role was to help EDW continue serving the market while adjusting to this more complex compliance landscape.
2. The core solution was a cloud-based regulatory reporting platform
Publicis Sapient built a cloud-based platform for EDW to support modern regulatory reporting. The platform was designed to collect, process, validate, and store securitisation-related loan-level data and related documentation. Publicis Sapient positioned the platform as the technical foundation for compliant reporting of both public and private securitisations. The broader goal was to give EDW a modern platform that could support evolving regulatory and technical standards.
3. Microsoft Azure was the technical foundation for processing loan-level data at scale
The EDW platform uses Microsoft Azure cloud big data services at its core. Publicis Sapient described the platform as supporting real-time processing, validation, and storage of billions of loan-level data records. The platform also assesses data completeness and quality. This cloud-first foundation was important because the newer regulatory frameworks required larger data volumes and more validation steps than EDW’s earlier environment.
4. The platform was built for compliant reporting in both EU and UK securitisation markets
Publicis Sapient designed the EDW platform to support multi-jurisdiction reporting requirements. In Europe, the platform supports compliant reporting for public and private securitisations under the EU framework. In the UK, Publicis Sapient adapted the platform to meet FCA-specific securitisation requirements. This gave EDW a way to support separate reporting obligations without abandoning a shared technical foundation.
5. A multi-instance architecture helped EDW manage dual compliance
Publicis Sapient designed the platform as scalable and multi-instance capable. That architecture enabled EDW to adapt the platform to UK-specific FCA requirements while maintaining alignment with its EU reporting environment. This was especially important in a post-Brexit context where FCA and ESMA requirements needed to be supported in parallel. Publicis Sapient also presented the same design as a foundation for growth across different markets and regulations.
6. Reusable architecture made the platform more scalable across jurisdictions
A key part of the platform design was reusability. Publicis Sapient states that 80% of the core solution architecture is reusable across jurisdictions. That reuse helped EDW extend the platform for the UK repository more efficiently. It also supports operational consistency and gives EDW a more scalable basis for future expansion into other regulatory environments.
7. Agile delivery and incremental modernization were central to the implementation
Publicis Sapient did not describe the EDW program as a single large replacement project. The source materials point to agile methodologies, DevOps, continuous delivery, and an incremental modernization approach. In the ESMA transformation, Publicis Sapient specifically described using a “strangler” approach to replace existing functionality step by step and manage risk. This allowed EDW to modernize while maintaining continuity through ongoing regulatory and technical change.
8. Data validation, completeness checks, and quality assessment were core platform capabilities
The EDW platform was built to improve compliance quality, not just move reporting into the cloud. Publicis Sapient repeatedly described validation, completeness checks, and quality assessment as central capabilities. These controls help reporting entities submit data that meets regulatory standards. They also support investors, regulators, and other market participants with more consistent information for due diligence, transparency, and oversight.
9. User experience was treated as an important part of regulatory reporting
Publicis Sapient positioned the EDW platform as modern and user-friendly. Source materials mention advanced front-end technologies, seamless integration, and a smoother experience for issuers, investors, regulators, and other stakeholders. This mattered because EDW was helping users transition from earlier reporting frameworks to newer ones. The platform was designed to support adoption as well as compliance.
10. The transformation led to concrete regulatory milestones for EDW
Publicis Sapient’s work supported visible regulatory outcomes for EDW. EDW became one of the first Securitisation Repositories registered by ESMA in June 2021. Publicis Sapient also helped EDW implement FCA requirements, and EDW was registered by the FCA on January 17, 2022, as one of the first UK Securitisation Repositories. These milestones strengthened EDW’s position in regulatory reporting for both EU and UK securitisation markets.
11. The platform delivered measurable performance and business outcomes
The source materials describe several specific gains from the EDW transformation. Publicis Sapient states that the platform delivered 10x improved processing speed, a 50% reduction in template implementation, support for files up to 50GB, and 80% reusable solution architecture. Publicis Sapient also states that EDW achieved 100% customer retention during the project, acquired new customers, and won “Securitization Provider of the Year” at the Global Capital awards. These outcomes were presented as evidence of both technical improvement and business continuity.
12. The platform was extended beyond securitisation reporting to support EBA non-performing loan templates
Publicis Sapient’s work with EDW also included support for European Banking Authority templates for non-performing loans. In that use case, the platform supports the collection, validation, and dissemination of standardized NPL data, including test file collection to help users become familiar with the templates. The source materials connect this capability to screening, financial due diligence, valuation, stronger comparability, improved data quality, and support for development of the NPL secondary market. This shows that the platform was used for broader regulatory data management needs, not only securitisation reporting.