In an era where regulatory reporting is both a compliance necessity and a strategic differentiator, financial institutions and market infrastructure providers face mounting pressure to modernize their data platforms. The transformation of European DataWarehouse (EDW), powered by Publicis Sapient, stands as a compelling blueprint for how cloud-native, modular architectures can future-proof regulatory reporting—not just in Europe, but across global markets and asset classes.
EDW’s journey began as a pan-European data repository, designed to bring transparency and standardization to the asset-backed securities (ABS) market. The introduction of the EU Securitisation Regulation (SECR) and subsequent regulatory divergence in the UK post-Brexit presented a formidable challenge: how to support distinct, evolving requirements from both the European Securities and Markets Authority (ESMA) and the UK Financial Conduct Authority (FCA) without sacrificing efficiency or user experience.
Publicis Sapient’s partnership with EDW was instrumental in meeting this challenge. By architecting a scalable, cloud-first platform on Microsoft Azure, Publicis Sapient enabled EDW to process, validate, and store billions of loan-level data records in real time, while maintaining the highest standards of data quality and security. The platform’s modular design allowed for rapid adaptation to new regulatory regimes, with up to 80% of the core architecture reusable across jurisdictions. This not only accelerated EDW’s entry into the UK market but also ensured operational consistency and cost efficiency.
At the heart of EDW’s success is its cloud-native, modular architecture. Built on Azure’s robust big data services, the platform delivers:
One of the most powerful outcomes of the EDW transformation is the platform’s ability to support multi-jurisdictional compliance. By reusing up to 80% of the core solution architecture, EDW was able to efficiently manage separate regulatory regimes for the EU and UK, accelerating time-to-market and ensuring operational consistency. This modular approach means that future regulatory changes—whether in the UK, EU, or other jurisdictions—can be accommodated with minimal disruption.
For financial institutions and market infrastructure providers looking to expand into new regions or asset classes, this reusability translates into:
The modernization of EDW’s regulatory reporting platform has delivered tangible benefits for the financial ecosystem:
The success of EDW’s transformation demonstrates that a well-architected, cloud-native regulatory platform can be adapted for multiple markets and asset classes. Publicis Sapient’s approach is already being leveraged by clients beyond the EU and UK, supporting regulatory reporting, risk management, and data modernization initiatives in global capital markets, banking, and insurance. Strategic partnerships with leading cloud providers ensure that solutions are tailored, secure, and scalable for any regulatory environment.
With decades of experience in financial services transformation and a proven track record in regulatory reporting, Publicis Sapient is uniquely positioned to help organizations navigate the complexities of cross-border compliance. Our SPEED framework—Strategy, Product, Experience, Engineering, and Data & AI—ensures that every solution is holistic, actionable, and aligned with both regulatory requirements and business objectives.
As regulations continue to evolve, the institutions that thrive will be those that embrace cloud-native, modular platforms—not just to comply, but to lead. Publicis Sapient stands ready to help you scale your regulatory reporting capabilities globally, delivering the technology, expertise, and partnership you need to turn compliance into a catalyst for growth.
Ready to expand your regulatory reporting platform across borders? Connect with Publicis Sapient’s experts to discover how a cloud-first approach can future-proof your compliance strategy and unlock new opportunities in global markets.