From Access Gaps to Experience Gaps: The Next Phase of Digital Inclusion in Australia

Australia has made real progress in digital government. Online services are now part of everyday life, satisfaction among users remains high, and digital identity tools are becoming more established. But the next challenge is no longer simply whether people can get online. It is whether they can confidently discover, understand and complete the services that matter most to them.

That distinction matters. A citizen may have internet access, a smartphone and even regular digital habits, yet still avoid government digital services. They may not know a service exists. They may assume it will be difficult. They may worry about privacy, struggle with the language used, or abandon the process halfway through because the journey feels too complex. For many vulnerable and lower-income Australians, the real divide is no longer only about access. It is about experience.

Publicis Sapient research points to a clear pattern. While 85% of Australians reported using online government services in the past year, not everyone is benefiting equally. Lower-income households, unemployed Australians and those without university education show lower engagement with digital government services. One in three households earning less than $100,000 struggled to find, use or understand online government services, compared with 23% of higher-income households. Lower-income citizens also reported worse overall experiences, even though broad satisfaction across digital services remains strong.

Why access alone is no longer enough

The traditional digital inclusion conversation has often focused on infrastructure and geography. Those issues still matter, particularly where network coverage is inconsistent. But they do not fully explain why many Australians remain digitally disengaged even when services are technically available to them.

Cost-of-living pressure is one of the most important forces reshaping digital behaviour. Publicis Sapient’s research found that the number of Australians describing their financial situation as precarious increased sharply year on year. Financial stress does more than limit purchasing power. It changes how people engage with institutions, how much time and mental energy they can devote to administrative tasks, and how confident they feel navigating unfamiliar systems. When someone most needs support, they may be the least able to persevere through a fragmented, confusing or high-friction digital journey.

That helps explain a striking contradiction in the research. Government life-event services generate very high satisfaction among the people who use them, yet many Australians still fail to take advantage of services available to them. Nearly half of those who experienced a life event in the last 12 months did not use an online service that was available. This suggests the challenge is not simply service quality at the point of completion. It is discoverability, clarity and confidence before the journey even begins.

The hidden barriers behind digital disengagement

Experience gaps are rarely caused by a single issue. More often, they are the result of several pressures compounding at once.

Awareness gaps remain significant. Even with near-universal internet access, many Australians do not engage with government services online because those services are not top of mind. Research found that only 34% use government websites as their first port of call during key life events. Friends and family and Google are often consulted first. This means government may have built the service, but not earned a place in the citizen’s decision journey.

Digital confidence is another factor. People with lower levels of education, lower incomes or poorer tech skills are consistently less likely to trust, use or understand digital services. The issue is not simply capability in a technical sense. It is confidence that the service will be relevant, manageable and worth the effort.

Complexity also deters uptake. Across research over several years, common pain points have remained consistent: too much time and effort to complete tasks, difficulty finding information, difficulty understanding what to do, being asked to provide the same information multiple times, and poor visibility into progress. These are not minor usability problems. For a citizen under financial or emotional pressure, they are reasons to give up.

Trust is equally critical. Concerns around privacy, data sharing and security have risen, with many Australians less confident that government can protect their personal information. Those in precarious financial situations are often even more concerned and more likely to want strong transparency and regulation. When trust is fragile, even well-designed services can struggle to gain adoption.

What inclusive service design looks like in practice

If the next phase of digital inclusion is about experience, then the response must be design-led as much as technology-led. Governments need to reduce the effort required to engage, especially for those most likely to need support.

Simpler journeys are the starting point. Services should be designed around the citizen’s task, not the agency’s structure. That means fewer steps, clearer next actions, less repeated data entry and better progress visibility. Life events are a useful model because they reflect how people actually experience government: not as separate departments, but as a set of needs that appear all at once.

Clearer communications are equally important. Citizens should not have to decode policy language to access essential support. Plain English, timely prompts and transparent explanations of what data is needed and why can improve both comprehension and trust. Communication should help citizens understand not only how to complete a task, but why a digital service is worth using in the first place.

Mobile-first access is now essential. Smartphones are the most common device Australians use to access government services. For many lower-income citizens, mobile may be the primary or only convenient channel available. Designing first for mobile means more than responsive layouts. It means shorter forms, easier authentication, clearer content hierarchy and journeys that can be completed quickly in real-world conditions.

Assisted digital support must remain central to inclusion. Digital transformation should not mean forcing every citizen into self-service. Many people still prefer human help, especially for complex or sensitive interactions. Assisted digital models can bridge the gap by combining digital efficiency with human reassurance through phone, in-person or guided support. This is particularly important for citizens dealing with financial hardship, health issues or low digital confidence.

Omnichannel experiences help ensure no one is left behind. Citizens should be able to move between channels without restarting, repeating information or losing context. A good omnichannel model does not treat digital and non-digital as competing options. It treats them as connected parts of one service experience.

Designing for uptake, not just availability

The strategic shift for government is subtle but important. Success can no longer be measured only by whether a service exists online. It must also be measured by whether people can find it, trust it and complete it with confidence.

This is especially important as AI and personalisation reshape citizen expectations. Australians are increasingly open to digital services that remember past interactions, tailor content and reduce friction. At the same time, they expect clear governance, transparency and strong safeguards. Used responsibly, technology can help surface relevant services, improve discoverability and make journeys feel more intuitive. But it must support inclusion, not deepen existing inequalities.

The next phase of digital government in Australia will be defined by how well agencies close the experience gap. That means looking beyond broad averages and focusing on the citizens who are online yet still disengaged. It means recognising that vulnerable groups do not only need access. They need services designed around the realities of pressure, uncertainty and limited time. And it means building experiences that are simpler, clearer, more flexible and more human.

When governments do that, digital inclusion becomes more than connectivity. It becomes equitable uptake, better outcomes and public services that reach the people who need them most.