In today’s rapidly evolving financial landscape, regulatory compliance is no longer a static requirement—it’s a dynamic challenge. Financial institutions face mounting pressure to keep pace with new and changing regulations, while also delivering seamless customer experiences and driving operational efficiency. The answer to this challenge lies in the adoption of cloud-native data platforms and advanced analytics, which are fundamentally transforming how banks, insurers, and capital market firms approach compliance.
Regulatory frameworks in financial services are growing more complex, with requirements such as the EU’s Securitisation Regulation, the UK’s Financial Conduct Authority (FCA) mandates, and open banking initiatives like PSD2. These regulations demand not only robust data management and reporting, but also the agility to adapt to new rules as they emerge. Traditional, siloed systems often struggle to keep up, leading to increased compliance risk, higher costs, and operational inefficiencies.
Cloud technology has emerged as a game-changer for regulatory compliance. By leveraging the scalability, flexibility, and security of cloud platforms, financial institutions can modernize their data infrastructure, streamline reporting, and future-proof their operations against regulatory change.
Publicis Sapient’s work with European DataWarehouse (EDW) is a prime example. As the designated Securitisation Repository under both the European Securities and Markets Authority (ESMA) and the UK’s FCA, EDW needed a platform capable of processing billions of loan-level data records in real time, validating submissions, and ensuring data quality for regulatory reporting. Publicis Sapient designed and implemented a scalable, multi-instance architecture on Microsoft Azure, enabling EDW to seamlessly adapt to both EU and UK regulatory requirements. This cloud-based solution not only supports compliance but also delivers a seamless user experience for issuers, investors, and regulators.
Modern compliance is about more than just meeting minimum requirements—it’s about ensuring data quality, transparency, and actionable insights. Advanced analytics and AI-driven platforms empower financial institutions to validate data, detect anomalies, and automate reporting processes. This reduces manual effort, minimizes errors, and provides regulators with the high-quality information they demand.
For instance, Publicis Sapient’s partnership with leading cloud data platforms like Snowflake and Databricks enables clients to mobilize data at scale, implement real-time analytics, and unify data governance. These capabilities are critical for regulatory reporting, risk management, and internal controls. By integrating AI and machine learning, institutions can proactively identify compliance risks and respond to regulatory changes with agility.
No single technology can address the full spectrum of compliance needs. That’s why Publicis Sapient brings together a curated ecosystem of partners—including AWS, Microsoft Azure, Snowflake, and others—to deliver tailored, future-ready solutions. Achieving AWS Financial Services Competency status, for example, demonstrates Publicis Sapient’s expertise in driving large-scale, cloud-native transformation for banks and insurers. These partnerships enable seamless cloud migrations, robust data management, and the rapid deployment of compliance solutions.
With over 30 years of experience in financial services transformation and a network of more than 40 technology partners, Publicis Sapient is uniquely positioned to help financial institutions modernize compliance. Our SPEED framework—Strategy, Product, Experience, Engineering, and Data & AI—ensures that every solution is holistic, actionable, and aligned with both regulatory requirements and business objectives.
As regulations continue to evolve, the institutions that thrive will be those that embrace cloud-native data platforms and advanced analytics—not just to comply, but to lead. Publicis Sapient stands ready to help you navigate this journey, delivering the technology, expertise, and partnership you need to turn compliance into a catalyst for growth.
Ready to modernize your compliance strategy? Connect with Publicis Sapient’s experts to discover how cloud and data platforms can future-proof your business.