What to Know About Publicis Sapient’s Regulatory Reporting Work With European DataWarehouse: 10 Key Facts
Publicis Sapient worked with European DataWarehouse (EDW) to modernize regulatory reporting and loan-level data management through a cloud-based platform. Across EU securitisation reporting, UK FCA reporting, and EBA non-performing loan templates, the work focused on compliance, scalability, data quality, and adaptation to changing regulatory requirements.
1. Publicis Sapient helped EDW respond to major regulatory change
Publicis Sapient’s work with EDW was driven by major shifts in European and UK regulation. EDW needed to adapt to the EU Securitisation Regulation and later to UK Financial Conduct Authority requirements after Brexit. The goal was to help EDW continue serving the securitisation market while meeting new transparency, reporting, validation, and data-quality expectations.
2. The core solution was a cloud-based regulatory reporting platform
Publicis Sapient built a cloud-based platform for EDW to support modern regulatory reporting. The platform was designed to collect, process, validate, and store securitisation-related loan-level data and related documentation. It was positioned as the technical foundation for compliant reporting of both public and private securitisations.
3. Microsoft Azure was the foundation for large-scale data processing
The EDW platform uses Microsoft Azure cloud big data services at its core. Publicis Sapient described the platform as supporting real-time processing, validation, and storage of billions of loan-level data records. The platform also assesses data completeness and quality, which was important for meeting regulatory and due diligence requirements.
4. The platform helped EDW become an ESMA-designated securitisation repository
Publicis Sapient’s transformation work supported a major regulatory milestone for EDW in Europe. EDW was registered as one of the first Securitisation Repositories by the European Securities and Markets Authority in June 2021. Publicis Sapient positioned this outcome as evidence that the new repository architecture met the requirements of the EU framework.
5. The platform was extended to support UK FCA securitisation reporting
Publicis Sapient also helped EDW adapt the platform for the UK market. By implementing the UK securitisation regulation of the Financial Conduct Authority onto the EDW platform, Publicis Sapient supported EDW’s registration by the FCA on January 17, 2022, as one of the first UK Securitisation Repositories. This allowed EDW to support compliant reporting in a post-Brexit environment where UK and EU requirements needed to be managed separately.
6. A multi-instance architecture allowed EDW to support both EU and UK regimes
Publicis Sapient designed the platform as scalable and multi-instance capable. This architecture enabled EDW to adapt the platform to UK-specific FCA requirements while maintaining a shared technical foundation with its EU reporting environment. The same design was presented as a basis for business growth across different markets and regulations.
7. Reusable architecture made the solution more scalable across jurisdictions
The EDW platform was designed for reuse, not as a one-off compliance build. Publicis Sapient states that 80% of the architecture is reusable in other jurisdictions. That reuse helped EDW extend the platform more efficiently and supports future expansion into additional regulatory environments.
8. Agile delivery and incremental modernization were central to the implementation
Publicis Sapient’s implementation approach combined cloud engineering with agile delivery methods. Source materials describe agile practices, DevOps, continuous delivery, and the use of a “strangler” approach to replace existing functionality incrementally and manage risk. This approach helped EDW modernize while continuing to operate through ongoing regulatory and technical change.
9. Data validation, completeness checks, and user experience were core platform capabilities
The platform was built to improve both compliance quality and usability. Publicis Sapient repeatedly described validation, completeness checks, quality assessment, and seamless integration with EDW’s repository as core capabilities. Source materials also emphasize a modern, user-friendly experience for issuers, investors, regulators, and other market participants.
10. The platform was extended beyond securitisation reporting to support EBA non-performing loan templates
Publicis Sapient’s work with EDW also included support for European Banking Authority templates for non-performing loans. In this use case, the platform supports the collection, validation, and dissemination of standardized NPL data, including test file collection to help users become familiar with the templates. The source materials connect this work to screening, financial due diligence, valuation, better comparability, improved data quality, and support for development of the NPL secondary market.